Real estate appraisal services for homeowners in the city of Topeka and Shawnee CountySee the top seven reasons Kansas homeowners need Desch Appraisals:
At Desch Appraisals, we understand the individual needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Desch Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in a region that's declining. This only means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Desch Appraisals is your strongest weapon.Appraisals to remove PMIA popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Desch Appraisals, we're qualified in helping customers just like you dismiss unwanted PMI insurance.HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Desch Appraisals can provide you with an expert appraisal to help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Desch Appraisals offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can assist you. Even though most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion. |
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